Comments on: 35 Sneaky Ways To Improve Your Finances http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/ A personal development blog with practical ideas on how to make important changes in your life, both big and small, so you can get your life on track and start living up to your true potential. Tue, 01 Jul 2008 21:54:17 +0000 http://wordpress.org/?v=2.0.5 by: Mom's Advice http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-77652 Thu, 12 Jun 2008 01:23:31 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-77652 I love sneaky ways to save money - my advice for my now successful sons for impuse spending: Take a picture of it and think on it for a week. How much can you realistically get for it at a yard sale a year from now if priced to sell? If that doesn't deter your spending, ask ourself if you will wake up dead tomorrow if you don't get it today and if the answer is that you will live, wait or learn to live without it. I love sneaky ways to save money - my advice for my now successful sons for impuse spending: Take a picture of it and think on it for a week. How much can you realistically get for it at a yard sale a year from now if priced to sell? If that doesn’t deter your spending, ask ourself if you will wake up dead tomorrow if you don’t get it today and if the answer is that you will live, wait or learn to live without it.

]]> by: Clonopin » Blog Archive » 35 Sneaky Ways To Improve Your Finances http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-66914 Wed, 07 May 2008 13:42:23 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-66914 [...] “Money can ’t buy happiness, but it can buy you the kind of misery you prefer.”read more | digg story [...] […] “Money can ’t buy happiness, but it can buy you the kind of misery you prefer.”read more | digg story […]

]]> by: Private Label http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-65238 Fri, 02 May 2008 22:44:26 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-65238 Don't forget the financial toll that working extra long hours, or extra long commutes can add. Always a good idea to be sure you can not net more by doing less! Don’t forget the financial toll that working extra long hours, or extra long commutes can add. Always a good idea to be sure you can not net more by doing less!

]]> by: Jim http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-62532 Thu, 24 Apr 2008 05:00:30 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-62532 In regards to #19: To those who would want to get into this, you should be forewarned that the Compact Flouresent Light Bulbs contain MERCURY! I mean, if one breaks in your house, you have to practically call in a hazemat unit to have it cleaned up. This site explains the process well enough: http://www.boston.com/news/local/articles/2008/02/26/what_to_do_when_compact_fluorescents_crack/ Also, I wasn't aware that there were "Cards" on the road ;) But seriously, in terms of cars on the road, how many are there in the world and what kind of difference can be made with just 7.5 million. Assuming that this statement is accurate, we must also take into consideration that CO2 actually takes up less than one percent of the atmosphere and is also what plants happen to 'breath' in. In regards to #19:

To those who would want to get into this, you should be forewarned that the Compact Flouresent Light Bulbs contain MERCURY! I mean, if one breaks in your house, you have to practically call in a hazemat unit to have it cleaned up.

This site explains the process well enough:

http://www.boston.com/news/local/articles/2008/02/26/what_to_do_when_compact_fluorescents_crack/

Also, I wasn’t aware that there were “Cards” on the road ;) But seriously, in terms of cars on the road, how many are there in the world and what kind of difference can be made with just 7.5 million. Assuming that this statement is accurate, we must also take into consideration that CO2 actually takes up less than one percent of the atmosphere and is also what plants happen to ‘breath’ in.

]]> by: DanGTD http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-54678 Sat, 05 Apr 2008 14:13:23 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-54678 1. Spend less than you earn 2. Invest the difference 3. Invest again a part of the profit (from 2) 1. Spend less than you earn
2. Invest the difference
3. Invest again a part of the profit (from 2)

]]> by: Recommended Reading: 5 Posts on Personal Development | Seven Actions http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-49677 Sun, 16 Mar 2008 06:46:42 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-49677 [...] 35 Sneaky Ways to Improve Your Finances - You’re probably doing some of these already.  And several of the tips you know about, but just haven’t taking action.  But I bet you’ll find a few that you’ve not really considered.  This is a guest post by Alex Shalman on RirianProject.com. [...] […] 35 Sneaky Ways to Improve Your Finances - You’re probably doing some of these already.  And several of the tips you know about, but just haven’t taking action.  But I bet you’ll find a few that you’ve not really considered.  This is a guest post by Alex Shalman on RirianProject.com. […]

]]> by: Jay, writer Memberspeed.com http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-47661 Fri, 07 Mar 2008 14:53:48 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-47661 I think not getting into debt is one of the wisest things you can do. It's also one of the best ways to improve your finances. The problem with debt that it has a habit of piling up. And even when you do manage to pay them, you are left with the feeling that you never get to save. You only pay for something that has already passed you by. I think not getting into debt is one of the wisest things you can do. It’s also one of the best ways to improve your finances. The problem with debt that it has a habit of piling up. And even when you do manage to pay them, you are left with the feeling that you never get to save. You only pay for something that has already passed you by.

]]> by: Ebay Strategies http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-44451 Tue, 19 Feb 2008 07:05:25 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-44451 Many of us having things around the house that we haven’t used in ages such as clothes, gadgets, jewelry, etc. Not only can you declutter, but you can earn some extra money by auctioning your items off on ebay, or hosting a garage sale. In this way we can make good sum of money through<a href="http://www.auctionsellingrevealed.com" rel="nofollow">ebay strategies</a> . Many of us having things around the house that we haven’t used in ages such as clothes, gadgets, jewelry, etc. Not only can you declutter, but you can earn some extra money by auctioning your items off on ebay, or hosting a garage sale. In this way we can make good sum of money throughebay strategies .

]]> by: Ms.Caesi http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-44425 Tue, 19 Feb 2008 04:00:37 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-44425 Great list! I hope that I can implement the tips in my lifestyle. Great list! I hope that I can implement the tips in my lifestyle.

]]> by: BlogBacker » 35 Sneaky Ways To Improve Your Finances by Ririan http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-43688 Thu, 14 Feb 2008 16:05:40 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-43688 [...] Succesfully backed up on 02:14:2008Originally Published: Mon, 21 Jan 2008 23:18:47 +0000http://ririanproject.com/2008/01/21/35-sneaky-ways-to-impr… “Money can’t buy happiness, but it can buy you the kind of misery you prefer.” [...] […] Succesfully backed up on 02:14:2008Originally Published: Mon, 21 Jan 2008 23:18:47 +0000http://ririanproject.com/2008/01/21/35-sneaky-ways-to-impr… “Money can’t buy happiness, but it can buy you the kind of misery you prefer.” […]

]]> by: Chris Cade http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-43581 Thu, 14 Feb 2008 01:34:56 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-43581 "Money can’t buy happiness, but it can buy you the kind of misery you prefer." - Interesting quote. I always liked my own personal alternate version: "Money can't buy me happiness, but it can buy me some time until I find happiness!" Lots of great advice here. Some of which I'm doing, some of which I don't. Also not on the list which is extra "sneaky" and probably not suitable for the general public... when possible, borrow low-interest debt and invest in higher interest opportunities. For example, some years ago my Dad did a cash-out refinance on his house at a low interest rate and immediately bought bonds yielding a higher interest rate at the time. I also like to borrow money on 0% balance transfer offer credit cards and invest the cash in Money Market or other safe investments... using the interest gained to then pay down the principal on the borrowed money. Eventually, I have the borrowed money without the debt. “Money can’t buy happiness, but it can buy you the kind of misery you prefer.”
- Interesting quote. I always liked my own personal alternate version:

“Money can’t buy me happiness, but it can buy me some time until I find happiness!”

Lots of great advice here. Some of which I’m doing, some of which I don’t.

Also not on the list which is extra “sneaky” and probably not suitable for the general public… when possible, borrow low-interest debt and invest in higher interest opportunities.

For example, some years ago my Dad did a cash-out refinance on his house at a low interest rate and immediately bought bonds yielding a higher interest rate at the time.

I also like to borrow money on 0% balance transfer offer credit cards and invest the cash in Money Market or other safe investments… using the interest gained to then pay down the principal on the borrowed money.

Eventually, I have the borrowed money without the debt.

]]> by: Personal Development Resource http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-42668 Sat, 09 Feb 2008 04:34:24 +0000 http://ririanproject.com/2008/01/21/35-sneaky-ways-to-improve-your-finances/#comment-42668 <strong>Perception: Part IV, How big cash is made...</strong>   Cause a problem, provide the solution. This of course is not my suggestion for you to do, but another insight to how a lot of money and wealth is created these days. So, what is this all about?  Again, perception is having a better understanding of... Perception: Part IV, How big cash is made…

  Cause a problem, provide the solution. This of course is not my suggestion for you to do, but another insight to how a lot of money and wealth is created these days. So, what is this all about?  Again, perception is having a better understanding of…

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