To those who would want to get into this, you should be forewarned that the Compact Flouresent Light Bulbs contain MERCURY! I mean, if one breaks in your house, you have to practically call in a hazemat unit to have it cleaned up.

This site explains the process well enough:

http://www.boston.com/news/local/articles/2008/02/26/what_to_do_when_compact_fluorescents_crack/

Also, I wasn’t aware that there were “Cards” on the road But seriously, in terms of cars on the road, how many are there in the world and what kind of difference can be made with just 7.5 million. Assuming that this statement is accurate, we must also take into consideration that CO2 actually takes up less than one percent of the atmosphere and is also what plants happen to ‘breath’ in.

“Money can’t buy me happiness, but it can buy me some time until I find happiness!”

Lots of great advice here. Some of which I’m doing, some of which I don’t.

Also not on the list which is extra “sneaky” and probably not suitable for the general public… when possible, borrow low-interest debt and invest in higher interest opportunities.

For example, some years ago my Dad did a cash-out refinance on his house at a low interest rate and immediately bought bonds yielding a higher interest rate at the time.

I also like to borrow money on 0% balance transfer offer credit cards and invest the cash in Money Market or other safe investments… using the interest gained to then pay down the principal on the borrowed money.

Eventually, I have the borrowed money without the debt.