Money & Finance

Tips for Surviving and Thriving During Difficult Financial Times

It is no secret. Times are tough financially for most people. With the major losses of jobs, high energy and gas costs and a failing housing market, many people are struggling. They are having a difficult time keeping their homes, heating their homes and fueling their cars. Many people don’t know what to do short... Read More »

What I Have Learned in these Economic Times

We hit an economic recession, a near depression was in view in September of last year, we have had government bailouts, a burst of the real estate bubble, a stock market crash, devaluation of the dollar and over 10% unemployment, these are the headlines of the last year. Hardly a day goes by when these... Read More »

Invest for the long term and Invest in what you know

These are crazy economic times, the Dow Jones went from 14,000 to 6,500 and back to 10,000. If you own a home you have seen the value drop from 20% to 50% depending on what part of the country you live in. This is the first time in modern history that home values have dropped... Read More »

Saving Money is a Discipline

Saving money is discipline, pure and simple. It is a discipline like exercising on a daily basis is, or like sticking to a diet. There are no huge secrets to the art of saving money, no secrets that we will reveal that you have never heard before, no earth shattering new technique, just simple focus,... Read More »

Avoiding Impulse Spending

We’ve all been there – standing in a store with a handful of things that you don’t really need. Or you could be the type of person who spends money just to have something to do. Or maybe you shop because you’re hoping to feel better about something. Anyway you cut it – it is... Read More »

Budgeting 101

If you do a quick Google search, you will absolutely find an abundance of articles and tips on how to budget. Saving money seems to be a huge topic in today’s economy. I’m here to tell you that despite the name of the article – there really aren’t any big secrets to budgeting. What we’re... Read More »

A Financial Intervention

One of my favourite people to get money advice from is Suze Orman. If you haven’t read any of her books, seen her on T.V, or heard her speak – you are really missing out! If you haven’t heard her story about her time at the Buttercup Café, then you need to look up her... Read More »

Creating Opportunities

It doesn’t take much effort to find out about the economy these days. Whether you turn on the radio, open a magazine or newspaper, or walk into your job it seems that everyone is being affected in some way by the status of our world. The job market is absolutely dismal. There was a time,... Read More »

How to Achieve Financial and Matrimonial Harmony

I am willing to bet that if you are married you have, at one time or another, fought about money. Money really can ruin a marriage – and according to most experts – it’s the number one problem in marriage, and the number one cause of divorce. When you get married it is a difficult... Read More »

Calm the Christmas Mayhem

It’s that time again! The joys and merriment that surrounds the holiday season is, for some, squashed by the added stress of the season. We’re dealing with the three F’s: Finances, Family, and Friends. Handling Your Finances Everywhere you look, the advice you’ll get when looking for help in dealing with your finances during Christmas... Read More »

Headline: People Love Freebies!

I have always been amazed at the amount of freebies that are offered on the internet and how much time people spend scouring the web in search of companies that offer these freebies. When you look at this site for example you can see there are free items that range from food and cosmetics to... Read More »

Working From Home: How to avoid getting scammed

As unsettling as the economy is today, it’s something that requires us all to take a long hard look at where things are, and where they are going. It wasn’t that long ago when families survived on one income, usually the father’s, and the mother stayed at home to raise the family. In the past... Read More »